Average Cost of Living in Florida – Prices in Florida

The average cost of living for Florida is $5,624.01 per month or $67,588.12 per year and the average index is 97.41 based on the cost of living index which includes the costs of groceries, housing, utilities, transportation, healthcare, and miscellaneous expenses like clothing and services. A lower index indicates a lower cost of living. Compared to the cost of living index for the nation of the USA which is 100 the state of Florida is just about equal to the national average. The state has a cost of living 2.6% lower than the USA as a whole. In this article we rank the average cost living in Florida per month from lowest to highest for each place, the average transportation costs from lowest to highest, the average cost of rent ranked from lowest to highest, the average electric utility costs ranked from lowest to highest, the average food costs ranked from lowest to highest, the average cost to purchase a house from lowest to highest, and the average cost of healthcare from lowest to highest. Check out one of our other data studies on the cheapest housing in Florida.

1. Putnam County

2. Suwannee County

3. Washington County

4. Levy County

5. Taylor County

6. DeSoto County

7. Okeechobee County

8. Jackson County

9. Bradford County

10. Hendry County

MONTHLY TOTAL $5,106 

ANNUAL TOTAL $61,270

11. Dixie County

12. Baker County

13. Franklin County

14. Madison County

15. Highlands County

16. Calhoun County

17. Marion County

18. Lafayette County

19. Holmes County

20. Hamilton County

21. Gadsden County

MONTHLY TOTAL $5,295 

ANNUAL TOTAL $63,538

22. Liberty County

23. Columbia County

MONTHLY TOTAL $5,315 

ANNUAL TOTAL$63,782

24. Citrus County

MONTHLY TOTAL $5,328 

ANNUAL TOTAL $63,936

25. Gilchrist County

MONTHLY TOTAL $5,347 

ANNUAL TOTAL $64,164

26. Sumter County

27. Escambia County

28. Union County

29. Jefferson County

30. Polk County

31. Wakulla County

32. Gulf County

MONTHLY TOTAL $5,533 

ANNUAL TOTAL $66,398

33. Hardee County

MONTHLY TOTAL $5,550 

ANNUAL TOTAL $66,597

34. Duval County

35. Charlotte County

36. Volusia County

37. Bay County

MONTHLY TOTAL $5,603 

ANNUAL TOTAL $67,236

38. Walton County

39. Leon County 

40. Glades County

MONTHLY TOTAL $5,679 

ANNUAL TOTAL $68,142

41. Hernando County

42. Indian River County

43. Brevard County

MONTHLY TOTAL $5,753 

ANNUAL TOTAL$69,033

44. Clay County

MONTHLY TOTAL $5,772 

ANNUAL TOTAL$69,268

45. Flagler County

MONTHLY TOTAL $5,790 

ANNUAL TOTAL $69,478

47. Lake County

48. Santa Rosa County

49. Pasco County

50. Martin County

51. St. Lucie County

52. Pinellas County

53. Manatee County

54. Nassau County

55. Hillsborough County

56. Okaloosa County

57. Lee County

58. Orange County

59. Osceola County

60. Seminole County

61. Sarasota County

62. St. Johns County

63. Collier County

66. Miami-Dade County

67. Monroe County

1. Sebring, FL – 93.1

2. Palatka, FL – 93.2

3. Lake City, FL – 93.6

4. Ocala, FL – 94.5 

5. Homosassa Springs, FL – 95.5

6. Tallahassee, FL – 96.4

7. Lakeland, FL – 96.4

8. Gainesville, FL – 97.3

9. Pensacola, FL – 97.9

10. Vero Beach, FL – 98.9

11. Jacksonville, FL – 99.0

12. Melbourne, FL – 99.3

13. Daytona Beach, FL – 99.6

14. Punta Gorda, FL – 100.3

15. The Villages, FL – 100.7

16. Port St. Lucie, FL – 101.1

17. Tampa, FL – 101.4

18. Orlando, FL – 101.4

19. Fort Myers, FL – 101.5

20. Panama City, FL – 101.9

21. Sarasota, FL – 104.4

22. Crestview, FL – 104.7

23. Naples, FL – 109.4

24. Miami, FL – 110.1

25. Key West, FL – 140.0

25. Key West, FL – 140.0

1. Okaloosa

$3.265 per gallon

2. Jackson

$3.273 per gallon

3. Seminole

$3.283 per gallon

4. Clay

$3.289 per gallon

5. Lake

$3.290 per gallon

6. Bay

$3.298 per gallon

7. Walton

$3.301 per gallon

8. Santa Rosa

$3.303 per gallon

9. Gadsden

$3.306 per gallon

10. Okeechobee

$3.308 per gallon

11. Brevard

$3.311 per gallon

12. Pinellas

$3.313 per gallon

13. Taylor

$3.314 per gallon

14. Duval

$3.318 per gallon

15. Baker

$3.323 per gallon

16. Orange

$3.328 per gallon

17. Escambia 

$3.334 per gallon

18. Osceola

$3.334 per gallon

19. Hernando

$3.340 per gallon

20. Indian River

$3.345 per gallon

21. Hillsborough

$3.346 per gallon

22. Polk

$3.346 per gallon

23. Columbia

$3.347 per gallon

24. Gilchrist

$3.347 per gallon

25. Saint Johns

$3.350 per gallon

26. Pasco

$3.351 per gallon

27. Volusia

$3.352 per gallon

28. Manatee

$3.352 per gallon

29. Charlotte

$3.359 per gallon

30. Union

$3.361 per gallon

31. Marion

$3.361 per gallon

32. Sumter

$3.364 per gallon

33. Holmes

$3.376 per gallon

34. Bradford

$3.377 per gallon

35. Lee

$3.381 per gallon

36. Saint Lucie

$3.382 per gallon

37. Putnam

$3.382 per gallon

38. Leon

$3.385 per gallon

39. Calhoun

$3.399 per gallon

40. Liberty

$3.399 per gallon

41. Dixie

$3.400 per gallon

44. Hamilton

$3.403 per gallon

45. Highlands

$3.403 per gallon

46. Broward

$3.405 per gallon

47. Suwannee

$3.409 per gallon

48. Citrus

$3.409 per gallon

49. Madison

$3.410 per gallon

50. Miami-Dade

$3.411 per gallon

51. Nassau

$3.418 per gallon

52. De Soto

$3.424 per gallon

53. Gulf

$3.426 per gallon

54. Lafayette

$3.429 per gallon

55. Wakulla

$3.432 per gallon

56. Flagler 

$3.432 per gallon

57. Levy

$3.449 per gallon

58. Martin

$3.457 per gallon

59. Washington

$3.458 per gallon

60. Franklin

$3.459 per gallon

61. Hardee

$3.462 per gallon

62. Glades

$3.479 per gallon

63. Collier

$3.481 per gallon

64. Monroe

$3.489 per gallon

65. Hendry

$3.522 per gallon

66. Palm Beach

$3.534 per gallon

67. Jefferson

$3.563 per gallon

1. Levy County, FL HUD Metro FMR Area: $895.60

2. Baker County, FL HUD Metro FMR Area: $975.20

3. Sebring, FL MSA: $1,039

4. Homosassa Springs, FL MSA: $1,081.60

5. The Villages, FL MSA: $1,125.40

6. Wakulla County, FL HUD Metro FMR Area: $1,141.80

7. Ocala, FL MSA: $1,185

8. Gainesville, FL HUD Metro FMR Area: $1,192.20

9. Walton County, FL HUD Metro FMR Area: $1,252.60

10. Tallahassee, FL HUD Metro FMR Area: $1,256.80

11. Lakeland-Winter Haven, FL MSA: $1,311.60

12. Deltona-Daytona Beach-Ormond Beach, FL HUD Metro FMR Area: $1,345

13. Pensacola-Ferry Pass-Brent, FL MSA: $1,351.20

14. Sebastian-Vero Beach, FL MSA: $1,378

15. Jacksonville, FL HUD Metro FMR Area: $1,431.60

16. Punta Gorda, FL MSA: $1,438.60

17. Palm Coast, FL HUD Metro FMR Area: $1,492

18. Panama City, FL MSA: $1,494.40

19. Crestview-Fort Walton Beach-Destin, FL HUD Metro FMR Area: $1,497.80

20. Palm Bay-Melbourne-Titusville, FL MSA: $1,499.40

21. Cape Coral-Fort Myers, FL MSA: $1,555.80

22. Port St. Lucie, FL MSA: $1,601

23. Orlando-Kissimmee-Sanford, FL MSA: $1,788.60

24. North Port-Sarasota-Bradenton, FL MSA: $1,912.20

25. Tampa-St. Petersburg-Clearwater, FL MSA: $2,011.40

26. West Palm Beach-Boca Raton, FL HUD Metro FMR Area: $2,052.80

27. Miami-Miami Beach-Kendall, FL HUD Metro FMR Area: $2,071.60

28. Naples-Immokalee-Marco Island, FL MSA: $2,083.20

29. Fort Lauderdale, FL HUD Metro FMR Area: $2,083.80

1. Williston 

$146.04

2. Quincy

$165.82

3. Chattahoochee

$170.88

4. Jacksonville

$182.76

5. Starke

$184.08

6. Winter Park 

$184.40

7. Alachua 

$184.65

8. Lakeland 

$188.84

9. New Smyrna Beach 

$191.68

10. Bartow

$192.03

11. Tallahassee

$195.34

12. Moore Haven 

$197.60

13. Mount Dora

$202.14

14. Homestead 

$207.70

15. Lake Worth Beach

$210.81

16. Blountstown

$214.13

17. Wauchula 

$214.93

18. Clewiston

$220.75

19. Kissimmee 

$221.65

20. FPL

$226.29

21. Key West 

$228.10

22. Green Cove Springs 

$228.90

23. Jacksonville Beach 

$232.37

24. Orlando

$235.97

25. Fort Meade

$237.33

26. Tampa Electric 

$240.31

27. Newberry

$243.86

28. Ocala

$245.17

29. St. Cloud 

$245.41

30. Fort Pierce

$250.97

31. Havana

$252.32

32. FPL-NWFL 

$255.17

33. Gainesville

$266.12

34. Duke Energy

$266.22

35. Bushnell

$269.52

36. FL Public Utilities

$272.30

37. Leesburg

$283.05

1. Lake City Florida 2023

$3.00

2. Pensacola Florida 2023

$3.28

3. Cape Coral Florida 2023

$3.31

4. Crestview Florida 2023

$3.31

5. Deltona Florida 2023

$3.34

6. Sebring Florida 2023

$3.51

7. Port St. Lucie Florida 2023

$3.56

8. Jacksonville Florida 2023

$3.72

9. Palm Bay Florida 2023

$3.87

10. Miami Florida 2023

$4.04

11. Lakeland Florida 2023

$4.07

12. The Villages Florida 2023

$4.07

13. Naples Florida 2023

$4.11

14. Tallahassee Florida 2023

$4.14

15. Orlando Florida 2023

$4.20

16. Ocala Florida 2023

$4.34

17. Tampa Florida 2023

$4.42

18. Panama City Florida 2023

$4.43

19. Gainesville Florida 2023

$4.52

20. Palatka Florida 2023

$4.80

21. Key West Florida 2023

$4.87

22. North Port Florida 2023

$5.34

23. Clewiston Florida 2023

$7.73

1. Palatka Florida 2023 – $187,209.92

2. Wauchula Florida 2023 – $202,690.81

3. Sebring Florida 2023 – $236,812.27

4. Clewiston Florida 2023 – $242,978.69

5. Lake City Florida 2023 – $248,506.22

6. Okeechobee Florida 2023 – $248,836.65

7. Arcadia Florida 2023 – $258,368.05

8. Tallahassee Florida 2023 – $262,778

9. Ocala Florida 2023 – $280,640.20

10. Homosassa Springs Florida 2023 – $281,821.98

11. Gainesville Florida 2023 – $291,620.62

12. Pensacola Florida 2023 – $300,258.58

13. Lakeland Florida 2023 – $312,247.29

14. Deltona Florida 2023 – $345,609.58

15. Palm Bay Florida 2023 – $357,456.33

16. Panama City Florida 2023 – $360,201.57

17. Jacksonville Florida 2023 – $362,670.75

18. Punta Gorda Florida 2023 – $365,610.44

19. Tampa Florida 2023 – $370,274.20

20. Sebastian Florida 2023 – $372,412.26

21. Orlando Florida 2023 – $384,884.02

22. Cape Coral Florida 2023 – $385,317.21

23. Port St. Lucie Florida 2023 – $392,212.57

24. The Villages Florida 2023 – $408,234.96

25. Miami Florida 2023 – $451,436.44

26. Crestview Florida 2023 – $454,164.43

27. North Port Florida 2023 – $462,583.02

28. Naples Florida 2023 – $590,612.64

29. Key West Florida 2023 – $958,087.14